Free Estimator
Nursing Home Spend-Down Clock
Nursing home care in Brooklyn runs about $15,000 a month — and Medicare doesn’t pay for it. Answer a few questions to see how long your savings would last, and how much you could protect with planning.
Your Situation
Single: NY lets you keep about $33,038 in countable assets to qualify for Medicaid.
$
Brooklyn average ~$14,000–$16,000/mo (2026).
$
Bank, CDs, stocks, brokerage. Exclude your home for now.
$
Exempt while you qualify, but exposed to estate recovery after death.
$3,000
Income offsets part of the monthly bill before savings are touched.
Without a plan, your savings would last about
—
Out of pocket before Medicaid
—
Drained from savings to reach the eligibility limit.
Net monthly cost to you
—
Nursing home cost minus your monthly income.
What planning ahead could mean
Do nothing—
At risk
With a Medicaid Asset Protection Trust*—
Protected
See exactly how much your family could protect
These are estimates. Ted Alatsas has helped Brooklyn families protect their homes and savings since 1996. In a free consultation, we’ll map a plan built around your numbers.