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What You Should Know About the Changes of Long Term Insurance

Over the years, many people have purchased long term care (LTC) insurance to protect themselves against the rising costs of care in their final years. But lately, policy holders have seen their premiums rise and/or benefits decrease. Two of the largest LTC insurance companies, MetLife and Unum, recently appeared before the Florida insurance commissioner to […]

Keep Up-to-Date with Senior living trends in 2020

Health Dimensions Group (HDG ) has released its list for 2020 entitled “Top Trends in Aging Services: Preparing for Historic Changes.” As the silver tsunami of baby boomers continues to enter the senior living and care organizations markets, the general response has been uncertainty as to how to meet changing and varied senior needs while […]

Homeschooling Tips for Parents During the Pandemic

With the COVID-19 pandemic on the rise again, schools are being kept shut down and parents are being expected to educate their children at home. This is very challenging for parents who do not have an educational background, who work full-time jobs, and who have children who learn best in a structured school environment. As […]

How to Successfully Travel with Disabilities

Traveling with disabilities or accessible traveling can seem, for some, like an overwhelming task with so many extra considerations. However, it doesn’t have to be if the right research, planning, and preparations are done ahead of time. There are even travel agencies that specialize in disabled travel. The most important thing is to be prepared. […]

What You Should Know About NYC Unemployment and Benefits During the Pandemic

Unemployment rates in New York City have skyrocketed from a historic low to staggeringly high numbers that reflect the fact that so many people have been laid off of work due to COVID-19. The Center for New York City Affairs has found that unemployment is between one-third and one-half more in Brooklyn Queens, and the […]

Special Technology for Dementia Patients

The increasing number of seniors and near-seniors experiencing dementia in the United States is on a rapid rise, and these individuals bring with them a rising need for special technology, as well. A hallmark of cognitive decline is a long pre-clinical phase followed by an actual medical diagnosis that progresses from early to middle and […]

The Role of Health Care Powers of Attorney for People with ALS

In the event that someone is diagnosed with a disease like ALS – Amyotrophic Lateral Sclerosis, or Lou Gehrig’s disease – Health Care Powers of Attorney play an important role. But it may come as a surprise to learn that a good “basic” advance-directive document needs considerable supplementation when it comes to a dreadful illness […]

What You Should Know About Life Insurance

Recent events have made many of us think about our mortality and how life insurance can ensure our loved ones are taken care of especially if we die unexpectedly.Life insurance can provide heirs numerous benefits: extra income to help pay ongoing household bills; funds to pay off a mortgage, credit cards and other debt; money […]

The Importance of Asset Protection in an Economic Downturn

Protecting your assets is always important, but even more so during hard economic times when life feels more uncertain. Even if you feel safe right now, many different people and organizations could come after the wealth you have worked hard to build up. So, here’s what you should know about asset protection and how a […]

How to Protect Your Rights and Assets After a Layoff

Due to the devastating effects of the COVID-19 pandemic, an unprecedented number of people are being laid off and fired from work and then suddenly finding themselves unemployed. Not only does a layoff affect your immediate income, but also many other aspects of life that you may not have even thought of yet. From our […]