Protect Your Family’s Future With Experienced Long-Term Care Planning in Brooklyn, NY
Planning for long-term care isn’t something any family wants to think about — until it becomes unavoidable. Without careful planning, the cost of nursing home care can quickly drain your life savings and put your family’s financial security at risk. At Alatsas Law Firm, our experienced Brooklyn long-term care planning attorney helps families navigate Medicaid eligibility, asset protection, and elder law issues so you can focus on your loved ones, not mounting bills.
Why Long-Term Care Planning Matters for Brooklyn Families
In Brooklyn and across New York City, the average cost of a nursing home can exceed $170,000 per year. Many families assume Medicare will cover these costs, but the reality is that Medicare does not pay for extended nursing home stays. Without a clear plan, families are often forced to spend down their assets to qualify for Medicaid — risking homes, retirement funds, and inheritances built over a lifetime.
Effective long-term care planning can help you:
- Protect your home and assets for future generations
- Qualify for Medicaid without losing everything
- Reduce stress on family caregivers
- Make informed decisions when care is needed unexpectedly
What Is Included in Long-Term Care Planning?
Long-term care planning is more than just financial planning — it’s peace of mind for you and your family. Our Brooklyn elder law attorney guides you through:
Medicaid Eligibility Planning
We help you understand income and asset limits, look-back periods, and penalty periods so you can qualify for Medicaid coverage without costly mistakes.
Asset Protection Trusts
Setting up an irrevocable trust can protect your home and savings from being spent on nursing home costs. We’ll explain how trusts work under New York law and whether they’re right for your family.
Long-Term Care Insurance
We can review existing policies or help you evaluate whether long-term care insurance makes sense as part of your plan.
Advance Directives and Powers of Attorney
Ensuring you have the right legal documents in place gives your loved ones the authority to act on your behalf if you become unable to make decisions for yourself.
Common Questions About Long-Term Care Planning
When Should I Start Planning for Long-Term Care?
Ideally, you should begin planning at least five years before you anticipate needing nursing home care. This allows you to transfer assets and set up trusts without triggering Medicaid penalties. However, it’s never too late — emergency planning may still protect some assets.
Can I Protect My Home From Nursing Home Costs?
Yes, with proper planning you may be able to protect your home using tools like an irrevocable Medicaid Asset Protection Trust (MAPT). These trusts remove the home from your countable assets while allowing you to continue living there.
What If My Loved One Is Already in a Nursing Home?
It’s possible to do crisis Medicaid planning even if your loved one is already receiving care. We can explore options to preserve some assets and ensure Medicaid eligibility as quickly as possible.
Our Process at Alatsas Law Firm
For over 30 years, Alatsas Law Firm has guided Brooklyn families through the complexities of elder law and long-term care planning. We take time to understand your unique family dynamics, financial situation, and health care needs.
Here’s what you can expect:
- Personalized Consultation: We review your goals and assets.
- Customized Strategy: We develop a plan that fits your timeline and protects your legacy.
- Ongoing Guidance: We adjust your plan as circumstances change.
We proudly serve clients in Bay Ridge, Bensonhurst, Dyker Heights, and throughout Brooklyn, New York City, and surrounding areas.
Additional Resources
Talk to a Brooklyn Long-Term Care Planning Lawyer Today
Don’t wait until a crisis hits. Planning ahead is the best way to protect what you’ve worked so hard to build. Our compassionate elder law team is here to help you navigate every step.
📞 Call Alatsas Law Firm today at (718) 233-2903 or schedule your consultation online.
FAQs
How much does long-term care planning cost?
Every family is different. We offer transparent flat fees for many services and will explain all costs upfront.
Is long-term care planning only for seniors?
No — adults of any age should consider it. Accidents and illnesses can happen at any stage of life.
Can you help if my family member is already in a nursing home?
Yes. We can often preserve a portion of your loved one’s assets through crisis Medicaid planning.
Serving Brooklyn and Beyond
Alatsas Law Firm proudly serves clients throughout Brooklyn neighborhoods including Bay Ridge, Dyker Heights, Bensonhurst, Sunset Park, and the greater New York City area.
