Can Medicaid Take Your Home in New York? What You Should Know

Many New York homeowners worry that Medicaid will take their house to pay for long-term care. While Medicaid estate recovery is real, there are ways to protect your home.

What Is Medicaid Estate Recovery?

If you receive Medicaid for long-term care after age 55, the state can try to recover those costs from your estate after you die. This may include your primary residence.

When Is the Home Exempt?

During your lifetime, your home is exempt if:

You live in it
Your spouse or disabled child lives there
You're making a good faith effort to return home from care

What Happens After You Die?

If your home is still part of your estate after your death, it may be subject to recovery—unless you’ve planned ahead.

How to Protect Your Home

Create a Medicaid Asset Protection Trust (MAPT)
Transfer the deed with a retained life estate
Use strategic gifting before the 5-year look-back period

Talk to a Brooklyn Medicaid Planning Lawyer

Protecting your home from Medicaid requires precise legal strategies. We’re here to help.

Schedule a consultation or call (718) 233-2903.

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Planning for long-term care isn’t just about future medical needs—it’s about protecting the life you’ve built and the family you love. At Alatsas Law Firm, we’ve guided families through these important decisions for nearly 30 years, helping them face tomorrow with confidence. Your trust means everything to us, and we’re committed to looking out for you with kindness, respect, and expert guidance. Worried about the cost of care depleting your life savings? Concerned about maintaining dignity and independence as you age? We promise to stand beside you, creating a personalized plan that addresses your unique needs and wishes. Schedule your free, no-obligation consultation today, and take the first step toward securing your future care with dignity and financial protection. We’re here to listen to your concerns and create a long-term care plan that truly reflects your values while preserving what you’ve worked so hard to build.